Insurance & Rates

Insurance Coverage for Chiropractic Care

At Watkins Family Chiropractic, we understand that navigating insurance coverage can be a challenge. That’s why we strive to make the process as easy as possible for our patients. We are in-network with a wide range of insurance providers including: 

  • Aetna *
  • Bind
  • Blue Cross Blue Shield
  • Cigna
  • Health Partners
  • Humana
  • Medica
  • Medicare
  • Medicaid
  • Minnesota Care
  •  Preferred One
  • UCare
  • UMR
  • United Health Care
  •  All Auto & Work Comp Insurance
  • Possibly others not listed

*We are In-Network with  most  Aetna insurance plans, however there are a few that we are listed as Out-of-Network. Please call if you would like us to check your specific benefits.

If you have any questions about insurance coverage or self-pay rates, please give us a call or click the button below to send us an email. We are happy to answer any questions you may have and help you get started on your journey to better health. We believe that chiropractic care can benefit everyone, and we are dedicated to helping you achieve optimal health and wellness.

What Does My Insurance Cover?

When considering chiropractic care, one of the first questions you may have is: “Does my insurance cover that?” The answer: it depends. 

At Watkins Family Chiropractic, we work with a variety of insurance plans, and we’re happy to help you understand your coverage. We can explain your insurance benefits at your appointment. If you’d like us to check your benefits before you come into the office, please call us with your insurance information. Even if we are in-network with your insurance provider, it may make more sense to pay out of pocket for your chiropractic care. Some insurance plans have high deductibles or limited coverage for chiropractic care, which can result in significant out-of-pocket expenses. That’s why we offer affordable self-pay rates and work with our patients to create a customized treatment plan that meets their needs and budget. 

Before your first adjustment, we’ll discuss your options and help you make the choice that’s best for your situation. 

What if My Insurance Doesn’t Cover Adjustments?

If we’re out of your network or you simply don’t have health insurance at the moment, affordable Chiropractic care is still an option! We offer personalized treatment that meets both your unique needs and your budget. That’s why we offer free consultations where we discuss where you’re at, what you’re hoping to achieve, and what you can realistically afford. If you’d like to schedule a free consultation, it is important to let us know when calling (or when scheduling online). We need to schedule appropriately for our free consultations.  

With Watkins Family Chiropractic, you will never be pressured into purchasing an expensive package of aggressive treatments. The journey to physical wellness is unique for everyone. We’re here to help you along that journey. In addition to providing hands-on treatment, we’ll also equip you with knowledge and exercises you can use in your day-to-day life to achieve the results you want. 

Chiropractic adjustments can help with many different conditions, but they are not a fix-all solution. That’s why we empower our customers with the resources they need to see true, long-lasting change. 

Whether you have insurance or not, Watkins Family Chiropractic is here for you. Contact us today to schedule a new patient appointment or free consultation. Let’s begin your journey towards a healthier, happier you. 

Insurance for Chiropractic Care